Sunday, February 2, 2020

Assignment Example | Topics and Well Written Essays - 250 words - 262

Assignment Example Social forces highlight the consumer behavior pattern and demand in the market place. Like if the restaurant is opened in a rural area where the social forces restrict people to go to a restaurant then it would not be beneficial for the business. These forces denote the effectiveness and efficiency of a business. As the external environment introduces new technology or innovation it becomes important for a business to incorporate advanced technology in order to stay at par with other players. Apple Inc. can be regarded as most prominent example in this field as it upgrades its technical factors as and when required. Political instability seems to disrupt the entire business environment. The norms and regulations that are set forth by the political authority govern functioning of a business (Daft and Marcic 91). On the other hand tax benefits that are authorized by leaders denote the profit margin for the business. Indianapolis is a region where majority of manufacturing factories had closed down due to such unstable political scenario and increasing rate of homicide. A new business venture that is set forth is basically based on the factor of solving a hidden problem of consumers. In case of a restaurant the major problem can be unavailability of a specific kind of cuisine for which there is high demand in the market place. For instance people had a hidden demand for such a device which would operate as a phone but even perform necessary operations of a laptop and this problem was eradicated with the launch of tablet. Market gaps are generally associated with hidden demand which has not yet explored by any players in a particular industry. Filling in this gap would mean that a business venture is been able to successfully position itself in the market and can achieve competitive

Friday, January 24, 2020

Change Essay -- essays research papers

  Ã‚  Ã‚  Ã‚  Ã‚  As I stepped on to that British Airways flight to London, England I didn't know this would turn out to be one on the most changing experiences of my life. It started like this after playing a soccer match with some friends at a local school, we began to look forward to what we were going to do tonight. So after we got home and took a bath, we called up a few friends and the plan for the night was chalked out, as we would go to some clubs and other night spots London is often associated with. Then after confirming were we were going to meet up, we got dressed up, and left to where we could catch a bus, which would take us to the train station, to meet the others. After we met up and boarded the train some people from the group started to talk ... Change Essay -- essays research papers   Ã‚  Ã‚  Ã‚  Ã‚  As I stepped on to that British Airways flight to London, England I didn't know this would turn out to be one on the most changing experiences of my life. It started like this after playing a soccer match with some friends at a local school, we began to look forward to what we were going to do tonight. So after we got home and took a bath, we called up a few friends and the plan for the night was chalked out, as we would go to some clubs and other night spots London is often associated with. Then after confirming were we were going to meet up, we got dressed up, and left to where we could catch a bus, which would take us to the train station, to meet the others. After we met up and boarded the train some people from the group started to talk ...

Thursday, January 16, 2020

The Effectiveness of Dodd-Frank Act

The Dodd-Frank represents the most comprehensive financial regulatory reform measures taken since the Great Depression; in simplest arms the Dodd-Frank Act is a law that places major regulations on the financial industry. Dodd-Frank grew out of the Great Recession with the intention of preventing another collapse of major financial institutions in the U. S. The Dodd- Frank also enforces the consumer protect act which is put in place to protect borrowers from abusive barrowing and puts regulations on banks that practice these bad habits. Why did the Dodd-Frank Act come about?In 2008 the economy suffered a great recession and Dodd-Frank was suppose to be the answer, the tool to fix the financial problems in the U. S. If you will. Dodd-Frank put financial regulations that were said would turn the recession around and help prevent a recurrence on financial institutions. There are said to be many reasons why the economy started to plummet some say the housing market was the reason for the downward spiral of the economy and others say the banking system had a huge hand in the recession as well along with credit reporting agencies that falsely reported scores.There are many contributing factors that could have been the reason for the financial downturn of the U. S. And the Dodd-Frank Act is supposed to be the answer for regulating banks ND implementing consumer protection. In 2010 President Barack Obama signed the Dodd-Frank Act in to Law to help secure the future economy of the U. S. I am personally all for the Dodd-Frank law, I feel that it will benefit the U. S. Economy to have stricter laws preventing it from completely failing again. Some research shows that there has been as many as 47 recessions in the U. S. O something was not right and we needed a change. In my opinion there is no way that we should have experienced recession in 2009, we are supposed to be a advance country, now I understand that things happen and that's exactly why I'm all for resolutions an d changes and that's why I feel it is important that the Dodd-Frank and embraced and hopefully used properly. We as the United States need to tighten our laws and restrictions and work more at being proactive rather then reactive when things go wrong and now our entire economy is at risk because of one large financial institution.As you read further in the paper you will see some of the provisions like many that stuck out to me and being some of the most important while also explaining why I am in favor of the Dodd-Frank law. One of the Dodd-Frank Act's main goals is to regulate banks, which means that banks will be subjected to a series of regulations and if any of the banks are determined to be too big to fail then there is a possibility that the bank can be broken up.In order to be able to focus so much on banks and making sure the banks are complaint with the regulations the bill created the Financial Stability Oversight Council. The Treasury Secretary chairs the Council and has nine members including the Federal Reserve, the Securities and Exchange Commission and the new Consumer Financial Protection Bureau or CAP. It also oversees non-bank financial firms like hedge funds. The Financial Stability Oversight Council (OFFS) will monitor the markets for asset price bubbles and the build up of systemic risks.In addition, it would designate which financial firms are the systemically important. These firms would be subject to additional regulations by the Federal Reserve, which would include higher capital standards and stricter liquidity requirements, as well as requirements that they draw up a â€Å"living will†, that is a plan for the orderly liquidation if the firm gets into financial difficulties. Manikins,Snakeskin 2012 peg. 449) Some like that under Dodd-Frank banks are also required to have plans for a quick and orderly shutdown in the event that the bank becomes insolvent.In accordance with the OFFS there were other regulations that the banks wo uld have to comply with eventually. This regulation is called the Blocker Rule, this prohibits banks from investing in or owning hedge funds at all. The Blocker Rule stopped private equity funds and proprietress trading for the banks own profit and the banks would only be allowed to own a small percentage of the hedge and private equity funds. The Blocker rule came about because Paul Blocker was against banks using the funds the bank received from benefits deposits insurance for risky trading.The Blocker Rule does allow some trading when it's necessary for the bank to run its business. , so if the bank needs to trade currency to offset their own holdings in a foreign currency they would be allowed to do so. The Blocker Rule was not in effect when The Dodd-Frank was sign and began implementation, it was a future regulation that later was added and implemented. Derivatives are a huge part of the Dodd-Frank; derivatives played a part in the nonfatal of GIG.Alga had to be bailed out aft er extensive use of derivatives, and the Dodd-Frank has placed regulations to prevent this in the future. Derivatives are financial instruments whose payoffs are linked to previously issued securities, such as credit default. In order to try and get a handle on this issue Dodd-Frank requires that the risky derivatives are regulated by the SEC or the commodity futures trading commission while the more transparent derivatives are put in a clearinghouse. The clearinghouse is going to act similar to the stock exchange; this is a way to trade the reparative biblically.Not all derivatives will be subject to the law, The Securities and Exchange Commission and the Commodity Futures Trading Commission approved a rule that would exempt some energy companies, hedge funds and banks from derivative oversight. (CNN, 2013) Insurance companies and credit rating agencies are some of the other financial institutions that Dodd-Franks effect. The Federal Insurance office was created which operates unde r the Treasury Department to help identify insurance companies that could pose a risk to the entire system.Dodd-Frank created this regulation because of the damage that GIG caused, so this regulation will be more proactive in avoiding the same problem again. Also in the interest of the consumers, the Federal Insurance office will collect information about the insurance industry and make sure affordable health insurance is provided for minorities. Some credit rating companies were criticized for providing scores that were not correct and there for allowing consumers to get loans they could not afford.This was saw as misleading along with over rating derivatives and mortgage-backed securities Ђ?and saying the investment tools were worth more than their actual value. Dodd- Frank made it so as apart of the new rules, the SEC can require agencies to submit their rating systems for review, and can De-certify an agency that gives misleading ratings. The new rule should put a stop to th e issue of approving loans and mortgages that the consumers could not afford. The law requires that the consumers provide proof of income, credit, and Job history which only makes sense to make sure the consumer can afford to repay what they have barrowed.One of the gig reasons I agree with the law is the Consumer Protection, Dodd-Frank legislation created a new Consumer Financial Protection Bureau (CUFF) that is funded and housed with in the Federal Reserve. This regulation was to protect consumers from immoral business practices by banks. The CUFF consolidated a number of existing consumer protection responsibilities in other government agencies. The CUFF has the authority to examine and enforce regulations for all businesses engaged in issuing mortgage products that have more then $10 billion in assets. Manikins Snakeskin, 2012 peg. 448) The CUFF is also able to examine other financial products marketed toward poor people in efforts to keep our economy from falling apart again fr om this. The law also works with the regulators in large banks to stop transactions that hurt consumers, such as risky lending. Which also bans payments to brokers for pushing borrowers into higher-priced loans, as well as giving the state attorney general power to enforce certain rules issued by the legislation on the stricter consumer protection laws on National Banks.This allows for it to ban brokers from pushing consumers into higher ricer loans. In addition to the above-mentioned perks I also appreciate that consumers have access to information made plain for anyone to be able to understand, and there is a 24-hour hotlist to report issues with any financial services. In accordance with helping consumers stay away from faulty loans the CUFF also monitor the debit card use, credit care and pay day loan use, this seems to be a good idea to me because it can kind of hold you back from doing something the will eventually put you in the negative.Although the government always had som e ability to seize failing financial institutions and slowly close them down, the government did not have total resolution over authority over the largest financial institutions. This was the issue when it came t the government saving Lehman Brothers and the there was not resolutions to be offered so the company filed for bankruptcy. Dodd-Frank now provides the government with this authority for financial firms that are deemed systemic, and also gives regulators the right to levy fees on financial institutions with more than $50 billion in assets to recoup losses. (Manikins Snakeskin, Peggy 2012)

Wednesday, January 8, 2020

Are You Focused On Your Small Business Branding. Any...

Are you focused on your small business branding? Any business you are dealing with branding is necessary. If you spend your time researching on marketing, you will get familiar with branding. Branding is the sum of experience your consumers and expected customers get from your business. An influential brand communicates about the products and services your company provides and develops trust and reliability at the same time. Your brand exists in day to day interaction with your customers and the picture your share, post you update on your we solution, the content of your marketing resources along with the social media post. In addition, your brand is all about the components that creates a brand that includes logo, packaging, colours,†¦show more content†¦Ã¢â‚¬ ¢ Build your brand identity Take in every possible component in your brand including brand name, logo, tagline, and other brand signature components. Explore all your marketing surety and be sure your components and reliable brand image. †¢ Live your brand internally Present your in-house brand earlier than you announce it through publicity, advertisement, promotion, and presentation. Try to live your brand via business culture and every point of interaction with customer. †¢ Promote externally and manage your brand Create brand and bring out reliable small business branding experience and be aware of your brand value, influence your brand reputation and preserve your brand via style guide convention rules. Preserve constant brand identity while encouraging externally. †¢ Monitor, evaluate and update your brand Keep your brand consistent all over the space and make sure it is reliable in any updates to your company. If you are small business owner, your small business branding is all about your promise and dedication to your customers. It reveals them anything they can expect from your products and services and it distinguishes your contribution from your competitor. Truly, your brand reflects your identity, your main purpose and whom you target. Take a glance at small business branding tips Small business branding Tip 1: Define your brand You initiate business to make it successful. Right? So, what don’t youShow MoreRelatedWhat Is A Startup?956 Words   |  4 PagesThe word â€Å"startup† has become ubiquitous in American vocabulary. However, there is really no common understanding of the definition. Wikipedia defines a startup as â€Å"an entrepreneurial venture, typically describing newly emerged, fast-growing business.† Yet, if you look further, you’ll find that different people mean radically different things when they use the term. Some people define a startup simply as a newly registered firm with at least one employee, the founder. However, many also include theRead MoreBranding Is A Expression Of The Human Condition1727 Words   |  7 Pagesbrand which consider as a barometer of value has sustained growth. Basically, branding is a philosophical expression of the human condition. It is about belonging/attachment. Belonging to a tribe, to a religion, to a family and to a product. The Branding establishes a sense of attachment. It has this function for both the people who are part of the same group and also for the people who don’t belong. The origins of branding are basically related to the nature of the human condition. A tribe is a brand—religionRead MoreThe Music Industry Has Changed The Years Essay1386 Words   |  6 Pagesagain, gaining more sales than any other major label group (Westergreen)†. The tables have turned to where the music labels are in more need of the artist, rather than the other way around. Although this is the truth, major record labels want to do business with artists who have already PROVEN themselves in the music industry. They not only want your music, but they also want your fan base as well. There now have been artists who were invisibl e in the music business who now get exposed to an audienceRead MoreFair Trade Is A Non Profit Based Out Of Oakland California1238 Words   |  5 Pages. What is Fair Trade? Fair Trade is a certification from Fair Trade USA, a non-profit based out of Oakland California, that certifies that the product you are buying has been made with the utmost social and environmental responsibility. I.E. that the manufacturer was not abusing their workers or harming the environment when they make their product. To quote the paper: â€Å"As the leading third-party certifier of fair trade products in North America, FT USA’s certification stamp or seal of approval wasRead MorePersonal And Career Development Plan1309 Words   |  6 Pageshaving a well-managed cooperate brand. They have also acknowledged that corporate branding brings new challenges that cannot be readily addressed within a traditional marketing framework, including a need to ensure that employee behavior is consistently aligned with the company’s brand promise, but previous research has tended to focus on issues related to recruitment. As a result, little is known about how employer brandi ng can actually be used to support the corporate brand. More specifically, researchersRead MoreThe Water Is Non Gmo Verified1432 Words   |  6 Pagesentities the ability to design their own label for branding and promotion. Our quality assurance team sticks to strict quality assurance standards to ensure a premium product with quality unmatched. Give your family, guests, or clients the healthy alternative to beverages! Give them nature s best - Misty Mountain Naturally Pure Spring Water - water sourced from springs deep in the granite of the Blue Ridge Mountains. Taste the Purest of Pure Spring Water You know the feeling when you’re dying of thirstRead MoreMarketing Plan For A Business1200 Words   |  5 Pages Growing your business can be a daunting task in today’s business and economic conditions. Competition is fierce in almost every trade. To carve out your own niche in a highly competitive market, you need to align your business plan with your marketing plan from the get-go. Customers today are influenced by several elements In addition to running your business, marketing your products or services has now become a full-fledged endeavor that is crucial to the promotion of a business. The promotionalRead MoreA Brief Note On Misleading And Deceptive Advertising1472 Words   |  6 Pagescan help launch a new business or grow an existing one. It’s important to make sure you try to avoid the most common marketing mistakes as they will cost you plenty of time, money and aggravation! Your marketing plan should be a â€Å"living document† which you refer to often. Monitoring and achieving the various strategies and tactics in the plan can help to ensure your success. You need to determine how you will monitor and evaluate your planned activities, and how often you will make changes in theRead MoreCardinal Health, A Leader s Healthcare Industry On Many Fronts Essay1259 Words   |  6 PagesCardinal Health is a leader in healthcare industry on many fronts. Split into many segments, Cardinal brings to the table a wide array of business offerings to the healthcare industry to include distribution of branded and generic pharmaceuticals, over-the-counter (OTC) healthcare products and pharmaceuticals, consumer healthcare products, manufacturing and preparation of radiopharmaceuticals, distribution of medical supplies across the globe and even specialty solutions for pharmaceutical manufacturersRead MoreInternal Branding vs External Branding - Tata Teleservices Ltd.4563 Words   |  19 PagesSymbiosis Institute of Operations Management Marketing Management Project Report INTERNAL BRANDING vs EXTERNAL BRANDING STRATEGIES OF TATA TELESERVICES LTD. Submitted by Debasmita Acharya (001) Bhupesh Dua (026) Yadwinder Singh (081) Sandeep Soman (103) Mankaran Singh (123) Branding Strategies at Tata Teleservices Ltd. Contents INTRODUCTION .................................................................................................................... 3 OBJECTIVE ........

Tuesday, December 31, 2019

American History The Mexican American War Essay

Since the formation of the United States, war has been a constant factor within the political sphere. From these wars the U.S obtained power, land, and status unseen and unparalleled by any civilization in humankind. One of the earliest wars that allowed the United States to grow into the global power it is today was the Mexican-American war. This war not only shaped American politics for decades, but also fueled the sectional crisis that culminated into the infamous Civil War. Being the new country’s first armed conflict fought mainly on foreign soil, the war itself had several diplomatic implications that haunted politics for years to come. However, the war itself was fought for several political, social, and economic reasons and can be attributed with shaping the essence of American culture forever. Leading up the Mexican-American war, a multitude of events occurred that catalyzed the conflict. For starters, the idea of manifest destiny heavily played into the conflict within this region. Manifest destiny was the idea that the United States had a â€Å"divine right† to expand westwardly and would do so at any cost. Nearly all presidents of the time cited this idea as a justified means for illegally seizing land in hopes of using it to aid in U.S expansion. However in 1803, President Thomas Jefferson purchased a parcel of land from France, known as the Louisiana Purchase, that nearly doubled the size of the United States overnight. But with it, this land brought up manyShow MoreRelatedAmerican History : The Mexican American War1363 Words   |  6 PagesThroughout American History, started from Jamestown Americans started to settle upon Native American land by wiping them out or forcing them to move west. By 1846 throughout 1848, Americans approach Mexican territoryâ€℠¢s land which they were eager to conquer and Manifest Density that was unstoppable and a goal for the United States. The conflict was the Mexicans weren t going to give up their land because of a selfish belief and were provoked to go to war against a stronger nation. A war broke outRead MoreMexican History : Mexican American War, Cinco De Mayo, And The Mexican Revolution1273 Words   |  6 PagesWithin Mexican history, there are so many major events that occurred to shape Mexico into what it is today. However, there are a few specific events that had more of an impact on Mexico than others. Those events were the Pastry War, the Mexican-American War, Cinco de Mayo, and the Mexican Revolution. These events were the results of conflicts with the people of France, America, and Mexico itself. Antonio Lopez de Santa Anna, dictator of Mexico at the time, played an immense role in Mexican historyRead MoreThe Mexican American War : An Important Part Of United States History Essay1928 Words   |  8 PagesMany historians consider the Mexican-American war to be an important part of United States’ history. It allowed the young nation to uncover what their true values were and come into its potential as a world power. The Mexican-American war cemented the United States’ role as a world power as the people banded together and put aside differences to secure the supremacy of their way of life. It expanded the values of the American society beyond parochial lives and improved the overall quality of lifeRead MoreThe Mexican-American War Essay870 Words   |  4 Pagesdisregard for the toll a war can take on human lives. When the Alamo was fought back in February 1836, it was about the independence of Texas from Mexico. In retaliation of the death and destruction of hu man life, Sam Houston retaliated in April and killed 630 Mexican soldiers and took General Santa Anna prisoner (Tindall Shi, 2010). This was the start of the independence of Texas and the quest for annexation into the United States, which ultimately led to the Mexican-American War of 1846-1848. ThisRead MoreEssay about The Mexican War by Otis A. Singletary590 Words   |  3 Pagesaspects of the Mexican war. It is a compelling description and concise history of the first successful offensive war in United States military history. The work examines two countries that were unprepared for war. The political intrigues and quarrels in appointing the military commanders, as well as the military operations of the war, are presented and analyzed in detail. The author also analyzes the role that the Mexican War played in bringing on the U.S. Civil War. The Mexican-American War of the 1840sRead MoreEssay The Mexican-American War1216 Words   |  5 PagesThe Mexican-American War. The Mexican-American war was a process of years of battles between the Mexicans and Americans but I think after this informational paper, you’ll seem to know a little bit more knowledge about it. How it all started, well in the beginning, the Americans and Mexicans both wanted to control Texas, but at the time it was a part of the Mexican territory, well soon enough Americans wanted control over it so badly that they started to travel into Texas’s land. Part of the reasonRead MoreEssay about The Mexican War as an Exercise in American Imperialism1152 Words   |  5 PagesThe Mexican War as an Exercise in American Imperialism The US government believed firmly in the doctrine of Manifest destiny, the government argued that they had the right and duty to expand through North American because it was necessary and inevitable. During the 19th century Mexico dominated a large amount of North America which was inhabited by American settlers and the American government aimed to expand the USA from the Atlantic Ocean to the Pacific Ocean and wereRead MoreEssay on The Mexican-American War1466 Words   |  6 PagesThe Mexican-American war determined the destiny of the United States of America, it determined whether or not it would become a world power and it established the size of the United States of America. Perhaps the war was inevitable due to the idea of Manifest Destiny - Americans thought they had the divine right to extend their territory. The Mexican-American War started mainly because of the annexation of the Republic of Texas (established in 1836 after breaking away from Mexico). The United StatesRead More The Mexican War Essay711 Words   |  3 PagesThe Mexican War   Ã‚  Ã‚  Ã‚  Ã‚  The factors that started the Mexican War lay heavily on American shoulders. Whether if the factors were created by social, political or economical needs, they have all become the center of attention for the question of being a national interest or disgrace. However, the Americans felt that they existed for â€Å"†¦spreading the blessings of peace.† according to Andrew Jackson. There will always be controversy between the two sides of this matter, the Americans who feel that itRead MoreThe Mexican American War Essay1223 Words   |  5 PagesUnited States of America has been through many wars, wars concerning many things such as land oil, pride and respect. However, when the United States went to war with Mexico, it was planned over greed. The Mexican- American war was a war provoked by the United States, in efforts to expand the coasts of the country. Mexico was a small under privileged country who had previously to the war had already lost part of the ir country (Texas). Needless to say this war was cut throat and violent, it was however

Monday, December 23, 2019

Racism And Discrimination America s Justice System

Argumentative essay Racism and discrimination are being used as powerful weapons of encouraging fear or hatred towards others in times of conflict and war, and even during economic downturns. Racism is the belief that characteristics and abilities can be attributed to people simply on the basis of their race and that some racial groups are greater than others. When we are children, we are taught not to try a book by its cover, but for most of us this is easier said than done. Although, racism and discrimination is essential for any, but many of the United States downfalls, racial profiling is the correct term that occurs just as often. Racial profiling is a practice that targets people for suspicion based on their race, ethnicity, religion or national origin. It is an issue which affects millions of people in the United States alone. Whether racial profiling somebody is appropriate or not by our law enforcement, it is an action that many people of color fall victim to. America s justice system by our co nstitution intends to provide justice for all; however, I believe that racial profiling continues to deter from that goal because of its negative inflictions by our structural law enforcement, society, and cultural upbringing. Native American, Caucasians, African Americans, Asian Americans, Hispanic is all vastly discriminated when we as people, consider race as a viable indicator of weakness. Native Americans are seen as people whose pre-Columbian ancestors were indigenousShow MoreRelatedRacial Discrimination : An American Civil Rights Activist942 Words   |  4 PagesAmerican civil rights activist talked about racial discrimination in America today and said â€Å"As I often say, we have come a long way from the days of slavery, but in 2014, discrimination and inequality still saturates our society in modern ways. Though racism may be less blatant now in many cases, its existence is undeniable.† (Al Sharpton. BrainyQuote.com) Racial discrimination is a pessimistic reality that affects everyone in our society. Racism has destroyed and ended many lives but continuesRead MoreRacial Injustice1340 Words   |  6 PagesTHE CRIES AGAINST RACIAL INJUSTICE Racism is a bad thing, you find it everywhere in the schools, the clubs and also in the streets. Ââ€" Rasmus Casper The belief that one race by nature stands superior to another defines racism. Racism can be traced back to the beginning of civilization and has always existed as a horrible issue in our society. Many attempts and reforms have occurred in hopes of eliminating racism and much progress has been achieved. Yet, even after the emancipationRead MoreLetter From A Birmingham Jail And Barack Obama s A More Perfect Union1304 Words   |  6 PagesIn Martin Luther King Jr. s Letter from a Birmingham Jail and Barack Obama s A More Perfect Union, both leaders discussed many of the same issues. The big theme in both was about race in the United States and becoming a much more unified nation despite our race, gender, religion, sexual orientation, etc. Both of these leaders also touched on the fact that in order to solve the problems in this country, we must be unified and work together. One quote that really stood out to me in Letter ofRead MoreInstitutional Racism : An Excuse Or A Reality?1504 Words   |  7 PagesDecember 2014 Institutional Racism: An Excuse or a Reality? Take a step into the tragic period between the 1940s and ’60s and imagine how prevalent racism was at the time. In a historic period during the Civil Rights movement and even later, how would we portray racism within America? Was it in its beginning stages? Or had it hit its highest point? It’s commonly known that racism was at its height around these intimidating moments. However, when compared to racism in America this last decade, have weRead MoreRacism Is Not As Cruel Essay1679 Words   |  7 PagesRacism is defined as â€Å"Prejudice, discrimination, or antagonism directed against someone of a different race based on the belief that one s own race is superior† (Oxford dictionary, 2016). It is obvious that racism in America is not as cruel as how it use to be many decades ago, as someone’s skin colour or beliefs cannot dictate his or her own rights and freedom. However, racism has never gone away, it remains an issue and a struggle to this day. Numer ous people may believe that America has transformedRead MoreDoes Racism Still Exist?1116 Words   |  5 Pages Floyd Hopsin â€Å"Does Racism Still Exist?† August 28, 2015 Racism? What is racism truly, did it just come about one day and someone used the word race and add ism. Was it formed for people to declare what discrimination is? The United States have been acting like the evidence against racism is un-factual not realizing this has been going on since the beginning of the Civil war. Slavery, is basically described as separate and unequal. From busses, trains, water fountains to now the workplaceRead More racial injustice Essay1326 Words   |  6 Pages THE CRIES AGAINST RACIAL INJUSTICE â€Å"Racism is a bad thing, you find it everywhere in the schools, the clubs and also in the streets.† nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;– Rasmus amp; Casper The belief that one race by nature stands superior to another defines racism. Racism can be traced back to the beginning of civilization and has always existed asRead MorePublic Perception On Police Profiling Essay1699 Words   |  7 Pagespublic perception on police profiling and the fairness of our justice system, public support for Donald Trump’s discriminatory ideologies, and racist actions by fraternities at universities illustrate the prevalence and continuity of racism in the U.S. Thus, to address the way in which racism plagues our society, it is important for political leaders and the media to educate believers of a color-blind society that racial discrimination is an issue which needs to properly be addressed for the well-beingRead MoreRegardless If Society Was Made Equal Or Not Do Cultural1589 Words   |  7 PagesRegardless if society was made equal or not do cultural tensions still exist in America today? Lillian-Yvonne Bertram, a poet, and recipient of a Nation al Endowment for the Arts Creative Writing Poetry Fellowship wrote the poem Skittles for Trayvon: A Diminishing Suite in Verse in 2017. The poem basically explains the Trayvon Martin incident in the representation of elements and nature. Trayvon Martin represents the singing boy who went to the supermarket to get teas and candies, and George ZimmermanRead MoreRacism During The United States1282 Words   |  6 PagesRacism in the United States Whites seemingly have always thought they were somehow superior to colored people. Whites in England conquered half the world just to show how powerful they were. Spaniards used Native Americans as slaves to mine gold in the early days of Mexico. America relied on slaves to farm for them or perform household chores. After slavery was abolished in most countries, racism prevailed. In the United States whites established the â€Å"Separate but Equal† idea. For example, whites

Sunday, December 15, 2019

Product Selection Paper Free Essays

Some of the pros of adding additional departments to the NACA organization would be exposing the company on a national level and empowering lower income clients in the mortgage and business processes. The pros of having an advertising department will enable us to bring in customers that may not be aware of the extensive services our company provides. By making our website more appealing it will draw people in to want to know more about what we have to offer the consumer. We will write a custom essay sample on Product Selection Paper or any similar topic only for you Order Now We can also concentrate on commercials and billboards that will further echo our message of hope and prosperity to those who have been overlooked by mainstream mortgage companies. By implementing a department that will focus on helping minorities start their own businesses will also help rehabilitate impoverished neighborhoods. Building up low income neighborhoods not only helps the owner’s of the businesses, but it changes the perception of the area and the people in that area. The cons that come along with adding these two departments will be the cost involved. Anytime a company wants to expand its client base there is a good chance that it means spending more money. Advertising can be very expensive, but the money is worth it if your clientele increases. An increase in clientele means an increase in revenue for the company. As far as the loans for businesses are concerned that too will eventually be a profit for the company. The more loans that are acquired for future business ventures will be a positive for the company. A company that is involved in acquiring real estate is in a good position financially. As with any new venture it takes time to reap the rewards of new ideas and departments. If we continue to provide the services we have to our customers and make dreams of homeownership and entrepreneurship come true we will be innovative leaders in the mortgage industry. How to cite Product Selection Paper, Papers